How I Protect My Credit & Identity



If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

There are plenty of “free” ways to check your credit (Credit Karma, Credit Sesame etc.). But what about protecting your credit and identity?

You can’t rely on Credit Karma to do that for you.

What I use, and why:

I’ve tried pretty much everything out there as far as credit monitoring and ID theft protection, and in my opinion, there are only a few good ones.

So what’s the best way to protect your credit and identity?

My #1 pick – Experian IdentityWorks Premium

I use a service called Experian IdentityWorks Premium to monitor and protect my credit and identity. It’s actually slightly cheaper than many other premium credit monitoring and ID theft protection services.

Even with being slightly cheaper, the benefits of IdentityWorks Premium are second to none!

What is Experian IdentityWorks?

Experian IdentityWorks is a comprehensive Credit Monitoring and Identity Theft Protection service. Its top priority is to protect you from identity theft, but it’s also (in my opinion) the best credit monitoring and identity theft protection service currently available.

Benefits of IdentityWorks Premium (the one I use):

Your membership in Experian IdentityWorks Premium includes:

  • Quarterly 3-Bureau FICO® Scores
  • Daily Experian FICO® Scores
  • FICO® Score Tracker
  • 3-Bureau Credit Monitoring and Alerts
  • Dark Web Internet Surveillance Alerts
  • Financial Account Takeover Alerts
  • Social Security Number Trace Alerts
  • Change of Address Alerts
  • Court Records and Booking Alerts
  • Non-Credit Loan Alerts
  • Sex Offender Registry Alerts
  • Social Network Monitoring Alerts
  • Identity Validation Alerts
  • Experian CreditLock with Alerts
  • Up to $1 Million Identity Theft Insurance
  • Dedicated Fraud Resolution Support
  • Lost Wallet Assistance

Pricing: 30-Day Free Trial, then $19.99/month after that.

Start your Free Trial Now >>

My recommendation

I definitely recommend IdentityWorks Premium (it’s what I use). I believe it’s the most comprehensive credit monitoring/identity theft protection service available.

Especially with the recent Equifax data breach, you can’t be too careful. I recommend this service to everyone I talk to because I feel like it’s a great value and a top notch service.

After all, it only costs 66 cents a day. It’s well worth it for the features and peace of mind it provides.

Start Your IdentityWorks Trial Now

Leave a Reply